Category: Holiday Budgeting

For many families, homeownership is the biggest financial milestone they’ll ever reach. Decades of payments slowly build equity, and rising property values add to it over time. But here’s the reality that rarely gets discussed: for most homeowners, that equity sits untouched—quiet, invisible, and unusable—while financial pressures mount in the rest of their lives.  It’s a strange contradiction. Families may feel squeezed Continue reading