31 Life Hacks to Save Money Quickly

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How would you like to save $1,000 fast?  We are all looking for ways to save more money to fund family trips, our own retirement one day, and the kids’ college fund. That’s why today I’m sharing some life hacks to save money quickly. These are things we all can do to bring in extra money or stop spending money in certain areas.

life hacks to save money quicklyBefore we dive in, tell me if this sounds anything like you. You’re constantly trying to pay the bills and have just enough to cover the necessities each month.

Your monthly visitor, the credit card bill, loves dropping by or sending you emails to remind you how long you will be BFFs.   Student loans continue to be an albatross around your neck and there really is no end in sight.

Sure, you want to save money and put your family in a better financial position, but every time you get a little momentum, SOMETHING ELSE goes wrong. And it’s … here we go again!

I get it. I know it sucks and I’ve been there countless times.  Heck, Anna and I still run into problems and struggle with our budget.  I’m right there with you and I’m by no means perfect.

That said, I have learned a thing or two about saving, budgeting, and making money. So, let me share some of those ideas, tips, techniques, and methods with you.  This is not an exhaustive list, so if you want to chime in please do so in the comments.

Related to saving money quickly:

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Life Hacks to Save Money Quickly …

What to add to your life to save $1,000 quickly.

Let’s first start with things you can do that will add to your life. No, things that are expensive don’t always add to our lives.  In many ways, they can steal from our lives in the form of debt, worry, and stress.

Instead, oftentimes it is the inexpensive things add value to our everyday lives. Well, inexpensive in terms of money anyway.  Adding value to our lives can be expensive in terms of our personal time.

What am I talking about?

Well, things like budgeting, researching credit cards that reward you, or reading about how to discipline your mind. They all take time and focused energy.  They’re all cheap in terms of money, but costly in terms of dedication to the task (in the moment and in the long run).

Going further, you could start your very own side hustle. But, what will I do, Dave?  Think about what you enjoy and if it can add value to another person’s life.  Give people what they want — not what you want because you want to save money.

Looking for some more immediate results?

Then, you can get into other hacks like opening a bank account that pays you money when you create it. You could also sign up for Amazon Prime to save on shipping and use their vast library of movies, TV shows, and music.

Of course, there’s always eating better and exercising to decrease health issues as well. And you can also find cheaper family entertainment options like hiking or biking that keeps the kids both healthy and happy.

The full list of what to add in the way of life hacks to save money is below. I suggest you look into it all and start with one or two things this week.

Why wait to change to your life for the better?

The List: Add these 16 life hacks to save money.

  1. Learn how to budget using Personal Capital
  2. Discipline yourself to understand wants vs needs
  3. Use mobile apps that save money
  4. Find credit cards that reward you
  5. Invest with Acorns
  6. Start a blog about something you enjoy
  7. Sell things on Etsy or Shopify
  8. Use other skills you have to start a side hustle (photography, web design, writing, editing, etc.)
  9. Complete surveys and make extra money
  10. Rent a room or your home with Airbnb
  11. Open an account with Chime and get $5
  12. Sign up for Amazon Prime
  13. Sign up for Amazon Fresh
  14. Exercise … running is a cheap way to start!
  15. Eat better
  16. Find free or cheap options for family entertainment and travel in the offseason.

What to subtract from your to save $1,000 quickly.

Yes, there are things you will need to remove from your life and budget to save $1,000 quickly. This is going to be the harder part for most of you.

Unfortunately, you will have to part with things or stop doing things altogether. But, let me tell you – it’s worth it.

Get over the thought process that you absolutely, positively need any object, membership, article of clothing, or bobble head doll. Those are things.

What matters in life are relationships and the moments you share with people. Getting on a better financial footing will allow you to enjoy those relationships and moments more because you will be less worried about money!

The List: Subtract these 15 life hacks to save money.

  1. Eat out less
  2. Shop your car insurance
  3. Find a way to reduce health insurance
  4. Look for cheaper options in home insurance
  5. Refinance your mortgage or student loans with SoFi
  6. Negotiate rates on your credit card debt
  7. Get rid of crap from high school with letgo
  8. Sell stuff with Craig’s List
  9. Hold a yard sale
  10. Use Facebook community yard sale groups
  11. It’s time to Decluttr
  12. Cut cable, use Amazon Fire Stick instead
  13. Cut bottled water and use a filter
  14. Cancel fitness memberships. Run or do body weight exercises instead.
  15. Buy used — and that goes for cars, kids’ clothing, and almost anything except food, underwear, or toilet seats.

If you want to save money, it comes down to the actions you take on a daily basis.

No “life hack” will do anything for you if you fail to take action. With this “life hacks to save money” post, I don’t want you to try something and then something else. And then something else.

No! That’s the entirely incorrect approach.

Instead, follow through on each one. See which ones are working best for you. Maybe you’re already low enough in certain and there’s nothing else to cut. That’s OK.

The point of this post and this exercise of “life hacking” is about disciplining yourself and your mind. Always be looking for areas to improve your life, your savings, your habits, and your situation.

That way, you’ll be constantly “life hacking” your way to a better financial, physical, emotional, mental, and spiritual existence with your family.

Here’s the complete list for your convenience …

The Complete List: 31 Life Hacks to Save Money Quickly Starting Today!

  1. Learn how to budget using Personal Capital
  2. Discipline yourself to understand wants vs needs
  3. Use mobile apps that save money
  4. Find credit cards that reward you
  5. Invest with Acorns
  6. Start a blog about something you enjoy
  7. Sell things on Etsy or Shopify
  8. Use other skills you have to start a side hustle (photography, web design, writing, editing, etc.)
  9. Complete surveys and make extra money
  10. Rent a room or your home with Airbnb
  11. Open an account with Chime and get $5
  12. Sign up for Amazon Prime
  13. Sign up for Amazon Fresh
  14. Exercise … running is a cheap way to start!
  15. Eat better
  16. Find free or cheap options for family entertainment and travel in the offseason.
  17. Eat out less
  18. Shop your car insurance
  19. Find a way to reduce health insurance
  20. Look for cheaper options in home insurance
  21. Refinance your mortgage or student loans with SoFi
  22. Negotiate rates on your credit card debt
  23. Get rid of crap from high school with letgo
  24. Sell stuff with Craig’s List
  25. Hold a yard sale
  26. Use Facebook community yard sale groups
  27. It’s time to Decluttr
  28. Cut cable, use Amazon Fire Stick instead
  29. Cut bottled water and use a filter
  30. Cancel fitness memberships. Run or do body weight exercises instead.
  31. Buy used — and that goes for cars, kids’ clothing, and almost anything except food, underwear, or toilet seats.

What life hacks to save money are you employing? Tell us in the comments below!

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6 thoughts on “31 Life Hacks to Save Money Quickly

  1. I’m a huge fan of Amazon as well as Personal Capital. Having all my accounts aggregated together has made me life so much simpler. Plus I don’t have to track them on a spreadsheet. The other aspect is being able to look at fees. I have been able to cut down on fees by making some small changes along the way. It’s definitely been a great tool!!!
    Mustard Seed Money recently posted…Top 10 Must-Read Finance BooksMy Profile

  2. Dave, great list! I have a potpourri of thoughts:
    -You’re dead on: it’s never about the knowledge and all about the habits and daily actions!
    -We’ve cut the chord and gym membership and buy used (28, 30, 31 on your master list). Cutting the chord and gym memberships are my favorite savings hacks because they’re recurring costs. When you cut recurring costs they become recurring benefits. They save you the most money for the least amount of work.
    -We just tried (and reviewed) SoFi and it’s terrific!
    -Are you around the Philly area? I see you ran the 2015 Philly marathon (so did my wife!). We’re Philly based.

    • Hey there, JT! Thanks so much and thanks for the comment!

      The daily actions are the hard part. We can know a lot of the right thing to do, but never apply it.

      You’re absolutely right about recurring costs — and they just keep adding up if you’re not careful. Great to hear you checked out SoFi. I’ll have to read your review.

      I grew up in the Philadelphia area all my life, particularly Northeast Philly and Bucks County. We moved from Newtown, PA to Gettysburg, PA last year. The Philly Marathon as an amazing experience. I’m looking forward to doing another marathon in a year or so.

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