The Central Provident Fund or CPF is Singapore’s comprehensive social security scheme that allows working citizens and permanent residents (PR) to put away savings to fund their basic needs during retirement. The CPF is fully funded by the monthly contributions of both employees and employers. The funds go into several accounts: Ordinary Account (OA), Continue reading
Taking credit has never been so easy, whereas paying that off is just as tricky. Being in debt is one of the most challenging times for any individual. This article will give us an understanding of the two popular techniques to pay off debts. On discussing the two approaches, namely Debt Avalanche and Debt snowball, Continue reading
How do you manage finances? Are you always stone broke before the month ends? Do you end up spending unnecessarily? With the rising trend of digital stores, online shopping has become a guilty pleasure. Often, people end up swiping credit cards for things they don’t even need because of impulsive behavior. All this might not Continue reading
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