How to Start a Blog using WordPress and SiteGround

Do you want to start a blog using WordPress?  Have something you want to say and share with the world?

start a blog using WordPress Trust me, I understand.  That’s why I started Run The Money.  With the Internet and technology the way it is today, you can start a blog using WordPress and have it up and running in less than 30 minutes.

Sound like a plan?  Great!

There are 3 areas I’ll focus on with you today and that’s the following:

  1. Domain name
  2. Hosting company
  3. Blogging platform

We will keep things basic for all you blogging newbies and non-technical people.  Don’t get discouraged as you start a blog using WordPress because understanding the ins and outs takes some time.  You just have to be willing to learn and put in the time.

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Paying Off Debt: How Danielle Paid off Over $48,000 in Debt

Paying off debt is one of those subjects in personal finance and money matters that never seems to get old.  We’ve covered it a few times on Run The Money — both with my story and the stories of others like reader Jody.

paying off debt I think seeing or reading about others paying off debt has to do with people believing it’s possible for them after seeing somebody else do it first.  Kind of like the sub 4-minute mile.  Until Roger Bannister broke the 4-minute mark in 1954.  Then, other runners saw it as attainable and reached it themselves.

Let me tell you.  Paying off debt — no matter how large — is possible.

Enter Danielle from the personal finance blog, The Pennies We Saved.  She and her husband are in the process of paying off debt totaling $73,000.  So far, they’ve paid off over $48,000.  Not too bad!

She was kind enough to share her story with us and how she changed her life to get her finances under control.  Take it away, Danielle!

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5 Reasons To Refinance Your Home That Every Homeowner Should Know

Hey RTM fans, thanks for stopping by today. I wanted to share this post with you below from the good folks at MyFinance. Going about the process to refinance your home is a big decision for anyone. My refinance your homewife and I did it twice at our previous house and there so many things to consider. I wanted to make sure everything was covered, so I want to share this post with you today. I believe you all will benefit tremendously from it. Let me know if you have any questions! Email me at RunTheMoneyBlog@gmail.com.

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Why Refinance Your Home?

Millions of Americans are refinancing their homes, but what are the reasons why? Hint: It’s actually less complicated than you’d think.

More and more people are refinancing their homes to solve their financial woes…but why? One reason is that refinancing saves homeowners an average of $4,264/year.In fact, just last year almost 2,000,000 people refinanced their homes to the tune of $749 billion. While many have already taken advantage of historically low rates, there are still 6.7 million homeowners that have yet to cash in on the potential savings.

You see, this opportunity was born out of the 2008 Housing Crisis. The Fed dropped rates to historical lows to fight off the recession and opened a window where many Americans could refinance and save. But recently the Fed has signaled interest rates are about to rise.

That’s why it’s important to see if you could benefit from refinancing, before it’s too late.

So, what should you do if you still haven’t refinanced?

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Family Finances: An Aussie Mom’s Take

family financesWe all have trouble maintaining the family finances.  Don’t we?  You never know when something unexpected will happen or what surprise bill will show up in the mail.

That’s why I stress the importance of budgeting, saving, and having that emergency fund.  And also doing whatever you can do to pay off debt and relieve yourself of that financial burden.

In that vain, I asked Zoe from TheMummyLife.com to give us some insight about how she handles her family finances.  She was kind enough to answer some of my questions and I look forward to inviting her back as a guest blogger.

So, now, coming to us all the way from Australia, here’s Zoe.  I trust you will find her advice helpful and hope it provides some insight for your own situation.

Discussing Family Finances with Zoe from The Mummy Life

Zoe, can you provide the readers a brief introduction of who you are?

My name is Zoe, I’m 26 and a first-time mum to a beautiful little girl. I live in Australia. My interests consist of helping others, savvy shopping & learning new things every day.

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Looking for a Last Minute Graduation Gift? How about Stock?

I know what you’re thinking. What teenager graduating from high school or 20-something leaving college wants stock as a graduation gift?  It’s the last thing on their minds.  They just want to party and live it up.

graduation gift stockpileHowever, it’s the only gift I remember when I graduated high school back in 2002. Then, I worked for Sesame Place in Langhorne, PA.  I spent my summers as food cart guy, or as they misleadingly named the division – Culinary Operations.  I don’t know what else to call it, but we were not exactly dishing out French cuisine.

But, I digress.

Sesame Place is a children’s water and amusement park owned by Anheuser Busch. So, my parents purchased one share of stock with the ticker symbol: BUD.  The certificate of stock was very “official looking” and came in a frame with my name and graduation date at the bottom.  It still hangs in my childhood room to this day.

As I said, it was one of the more memorable gifts I ever received. My parents actually repeated the process with my brother, Jim, who got stock in MTV.  He was always a big music buff and loved playing the guitar in various garage bands.

With the giving spirit in mind, I want to introduce you to Stockpile. They were kind enough to reach out to me because they want to get their product in front of as many people as possible.  After checking them out and having a conversation with them, I agreed to share them with all of you.

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Not Taught At School: How Mark from the UK Made £150,000 in 18 Months Online

I recently reached out to various Facebook groups and on social media looking for guest writers. My plan is to build up content for Run The Money to bring you the latest and most interesting topics.  With Mark Furniss today, we have a great interview about how to make money online.

make money onlineMark runs a site called Not Taught At School and is based in Yorkshire in the UK.  His mission is to help people like you and me learn more about how to make money online through blogging and providing services.  He’s had some great successes in his decade long career and I think we can all learn something from this interview.

So, here we go. Check out my discussion with Mark and let’s get you thinking about the possibilities of starting an online side hustle!

Mark, can you provide the readers a brief introduction of who you are?

Hey everyone, I’m Mark the owner of Not Taught At School, from Yorkshire in the UK, I’m engaged to Catherine and we are getting married on the 7/7/17. We have a beautiful son called Harry who is 4 years old.

I’m lucky in that I have a full time job that I enjoy and get to travel all over the UK. I run several different online businesses and love learning all the different ways you can earn online.

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Successful Military Veterans We All Can Admire: John Lee Dumas, William H. McRaven, and Marcus Luttrell

Who here likes a good story?  I know I do.  I enjoy reading about successful business people and entrepreneurs.  It just pumps me up for whatever reason.  That’s why I thought it would be fun to dive into the lives of a few successful military veterans who have garnered my attention over the years.

successful military veteransThese three individuals represent the military’s attitude rather well.  Leadership by example.  Courage in the face of obstacles.  Taking initiative and answering the call.  That’s what these guys were counted to do while they served.  And it’s paying dividends in post-military life.

Before we get into who these gentlemen are and why I admire them (and you should too), grab a pen and paper.  Or open a note taking app in your smartphone.  You’re going to want to write some of these lessons down from these successful military veterans.  I guarantee it.

Let’s get to it.

John Lee Dumas.  Of all the successful military veterans, he truly is on FIRE.

If I could describe John Lee Dumas in one word, it would be action-taker.  No, I don’t know him personally.  Although, by listening to his podcast, you feel like you do.

JLD (as he likes to refer to himself) takes initiative, which is clearly the type of trait you want to have in the military.  He served in the Army and did a 13-month tour in Iraq.

But, this post is about what these guys did after they finished serving.  He left law school after one semester, worked at a start-up and tried his hand at commercial real estate, but nothing stuck.

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How Two Navy Pilots Saved $500,000

I’ll continue to sing the praises of Twitter for as long as I live. It’s allowed me to connect with so many like-minded people and learn about some truly interesting stories.  The latest one comes from Dan and Don of FlyByMoney.com.  These two Navy pilots saved $500,000 combined on government salaries.  I asked them to guest post to share their story with us.  I appreciate them being willing to do so.  Without further ado, here’s Dan and Don.

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navy pilots saved 500000Hey everyone! We’re Dan and Don, the owners of FlyByMoney.com. We were so happy to be asked by Dave to write a guest post for his blog!

Some background on these two Navy guys.

Formally, Dan is educated in Economics and Don in Civil Engineering. We both hold Bachelors of Science degrees from nationally recognized schools.

Neither of us drives a fancy car. Dan drives a reliable 2009 Hyundai Elantra he bought using the methods he’s written about here, while Don drives a 2007 Ford Focus he bought used.

Outside of our mortgages, Dan is the only one with debt, with about $1,300 left on paying his wife’s car off within 6 months of purchasing it. Both of us have invested and saved roughly $250,000 each, both within 6 years of graduating college.

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How to Be Mindful with Money — Even When You’re Broke

Hey Run The Money fans, I have an awesome guest post coming at you today on being broke (but still being mindful about your money) from my friends at Chime Bank. This post was written by Kara Perez. She’s the founder of Bravely, a company that connects women and money. Kara freelances in the areas of personal finance and travel. Follow her on Twitter.

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being brokeBeing broke is literally the worst. It takes a toll on your mental, physical, and financial health. Living paycheck to paycheck is a hard way to live; every financial decision seems to carry consequences. If you decide to pay rent, when will you be able to pay the utilities? Maybe you have to make the last $100 stretch a full week until that next paycheck comes in.

When money feels like a burden rather than a tool, it might seem impossible to be smart and mindful decisions with your paycheck. I know I’ve been there- in 2014 I lived off of $15,000 for the whole year. I was totally broke, I carried student loan debt, and making money decisions that weren’t based on fear felt totally beyond my reach. Spending any money made me feel anxious because I didn’t know when I could replace it.

The good news is being broke doesn’t have to last forever. You can dig your way out. It takes time and work, but it’s 100% possible. Almost three years out from my brokest point, I’m debt-free with a healthy savings account and retirement funds. I’m no Bill Gates, but I don’t sob over my finances anymore either.

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Memorial Day Sales and Deals: 4K Ultra HDTVs, Patio Furniture, Vacations, Clothing, and Grills

We all look forward to Memorial Day.  The warmer weather signals the “unofficial” start of summer.  It’s time to jump in the pool and grill in the backyard.  However, it’s also a great time to score the best Memorial Day sales and deals.

memorial day sales and dealsBefore we jump into this, I want you to make sure you have saved money for whatever you’re going to buy.  After all, let’s face it — Memorial Day sales and deals are usually splurge items.  So, please buy responsibly and put little to nothing on credit cards if at all possible.

Unless, of course, you’re trying to be smart and you have the cash in the bank.  But, you still want the rewards points.  Good idea!

I compiled a list of Memorial Day sales and deals for patio furniture, televisions, vacations, clothing, and grills.  This is where I felt a lot of readers would be most interested.  If there’s anything you want to share with me to post, email me at RunTheMoneyBlog@gmail.com and I’d be happy to get it up there.

Bring on the deals …

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