31 Life Hacks to Save Money Quickly

How would you like to save $1,000 fast?  We are all looking for ways to save more money to fund family trips, our own retirement one day, and the kids’ college fund. That’s why today I’m sharing some life hacks to save money quickly. These are things we all can do to bring in extra money or stop spending money in certain areas.

life hacks to save money quicklyBefore we dive in, tell me if this sounds anything like you. You’re constantly trying to pay the bills and have just enough to cover the necessities each month.

Your monthly visitor, the credit card bill, loves dropping by or sending you emails to remind you how long you will be BFFs.   Student loans continue to be an albatross around your neck and there really is no end in sight.

Sure, you want to save money and put your family in a better financial position, but every time you get a little momentum, SOMETHING ELSE goes wrong. And it’s … here we go again!

I get it. I know it sucks and I’ve been there countless times.  Heck, Anna and I still run into problems and struggle with our budget.  I’m right there with you and I’m by no means perfect.

That said, I have learned a thing or two about saving, budgeting, and making money. So, let me share some of those ideas, tips, techniques, and methods with you.  This is not an exhaustive list, so if you want to chime in please do so in the comments.

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The Time I Blew My Grocery Budget, and What I Did About It

Hello, Run The Money fans.  I have a very interesting guest post from Lauren Rilling this week.  She blew my grocery budgethas such amazing insight that I asked her back two weeks in a row!  Lauren discusses “that time I blew my grocery budget” as she was trying to eat healthier to decrease inflammation in her body. I could’ve pushed this post until next month, but it has such great information and advice that I really wanted to get it to you right away.

Lauren is a personal finance blogger herself and a Dave Ramsey-trained coach.  You can check out my interview with her and visit her blog at SaveGiveandSpend.comTake it away, Lauren!

(This article contains affiliate links).

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How I Blew My Grocery Budget

Last month, I realized that my diet needed a serious overhaul. Not just an eat-less-junk-food health kick, mind you, but a total change to my approach to food.

I’m only 30 years old was diagnosed with osteoarthritis in my knees two years ago. It prevents me from doing a lot of what I enjoy and significantly limits my workout options (not that I make a ton of consistent effort in the exercise department… just being real with you guys). But anyway, arthritis? At age 30? Are you KIDDING?! (Spoiler alert: the new diet has already helped a lot!)

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Best Deals for Amazon Prime Day

It’s that time of year again!  It’s Amazon Prime Day!  And I want to share my affiliate links with you for the best deals for Amazon Prime Day.

best deals for amazon prime dayNow, I know the official start time for Prime Day is Monday, July 10 at 9 pm Eastern, but you’re missing out on some great deals right now.  And you have been since late June, early July.  But, hey, I’m here to help you catch up.

Oh, and Prime Day ends on Wednesday, July 12 at 3 am Eastern.  So, it’s like 30 hours of deals!

As a Prime member myself, my wife and I easily justify the $99 per year to remain members.  The FREE 2-day shipping alone sold us mainly because we used to send holiday and birthday gifts to family from out of town.

However, just this past weekend with Prime Day coming up, we decided to give Amazon Fresh a try.  We actually got a week’s worth of groceries for our little family for under $70.

They’re doing a 30-day trial for Amazon Fresh, so we figured let’s give it a shot.  That said, for an extra $15 per month, it more than covers the gas to get to the grocery store each week.

Anyway, you came here for the deals, so let’s get to it.  Oh, and if you’re not a Prime member, sign up for Amazon Prime now!

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Can Parents Put Children into Debt? 5 Scenarios You Need to Know

Hey there, Run The Money fans! Today, we have interesting guest post from Barbara Delinsky on the topic of how parents put children into debt. I hope I’m not guilty of any of these with my son!

parents put children into debtBarbara has expertise in personal finance and she loves to share her thoughts with her readers. She’s also written for many blogs. When not writing, she spends most of her time exploring new places, people and their culture. You can get in touch with her on Twitter @DelinskyBarbara.

Now, take it away, Barbara!

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How Parents put Children into Debt

Can parents put children into debt?

Yes, they can. More shocking is sometimes the parents put children into debt knowingly.

It might be they have no other way out than doing so and sometimes they do it with the intention of helping their children.

Here are 5 scenarios about how parents put their children into debt.

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Money is a Tool: How This Dave Ramsey Coach Teaches Others to be Financial Stewards

Money is a tool.

money is a toolHave you ever heard that phrase before? We seem to think of it as a means to an end. A destination. Or something to just accumulate a ton of and horde until the day we die.

But, no, that’s not a health view of money at all. Money is a tool — a means of exchanging value for value.

Realizing this can do wonders for your financial health. With that in mind, I asked Lauren Rilling of Save, Give & Spend to discuss her views on money. As a Dave Ramsey-trained financial coach and personal finance blogger, Lauren has seen it all.

I believe her personal and professional insights can really help us wrap our heads around the “money is a tool” concept. After all, we’re all here to learn from each other become better stewards of the money we have.

Now, here’s Lauren to enlighten us further on how money is a tool.

Related to “money is a tool”:

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15% of NFL Players are Bankrupt 12 Years After Retiring. Are You Being Smart with Money?

Do you have what it takes to be smart with money?

be smart with money with run the moneyI know that the statistic in the title is shocking. But, that doesn’t make it any less true. For 15% of all NFL players to go bankrupt 12 years after retiring, we are doing something gravely wrong with our financial literacy.

In conducting research for this article, I learned of that statistic from a study on ScienceDirect called “The Psychology and Neuroscience of Financial Decision Making.”  Yes, it’s a bit nerdy, but the thought of NFL players (who many of us aspired to be growing up) blowing millions of dollars because of a lack of basic financial knowledge is incredibly unnerving.

The thought that comes to my mind is this.  If NFL players — and who knows maybe this is representative of many high paid athletes — can’t manage their retirement while earning millions, what chance is there for the rest of us to reach our coveted FIRE goals?

Well, I’m glad you asked.  The truth is that you don’t need to make millions to retire early and live a great life.  Like anything in life, it’s about doing the small (albeit important) things well.  You know the things that aren’t fun, aren’t sexy, and aren’t what all the cool people are doing.

It’s about the grind and the hustle.  You have to learn, implement, fail and correct course.  Then, you have to repeat about a million times.

What you will probably find is that among the 85% of NFL players who aren’t bankrupt, some are on the brink of losing it all, some are mediocre at best, and some are killing it.  Those that are killing it did something similar to what got them to the NFL in the first place.  They figured out the process.

Yes, the infamous process.  Indulge yourself in enough personal development and business jargon like I have and you hear it often: trust the process.  The Philadelphia 76ers even used it as their motto as they were rebuilding their team between 2014 to 2017.

OK, so what is the process?  Well, I’ll lay it out for you below.

But, I’m warning you: it’s not fun.  And it’s nothing earth shattering.  It’s pretty basic stuff.

How willing are you to commit to this process though?  Sure, it may be basic, but living it is a different story.  Let’s dive in.

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7 Ways to Master Your Money by 25

Are you ready to master your money by 25?  First, tell me if this sounds like you.

master your money by 25You just graduated or have been out of school for a few years.  You left school with a thousands in student loan debt.  And you probably don’t love your job, but, hey, it’s why you went to college.  So, you suffer through it.

Any of that ring a bell?

I’m 32 years old as I write this, but I’ve been where you are.  I’ve been confused about the student loan bills coming in the mail.  Wait, I owe how much?

I’ve hated (and still do) being stuck in a cubicle and not being able to see the sunlight.

I left St. Joseph’s University in 2006 (Go Hawks) with $20,000 in student loans.

The difference between you and I is I’m on the other side of it.  I’m you about 8 to 10 years later.  And, guess what, I survived.

If you hang in here with me, I’ll show you how you can master your money by 25.  (Note: If you’re older than that, should you just forget the advice below?  No, read it anyway!  Unless, of course, you want to keep living in the dark about your money).

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Start a WordPress Blog on Bluehost

Starting a blog today has never been easier. In fact, it’s one of the easiest ways to start your side hustle and make extra money for the family. This tutorial will walk you through how to start a WordPress blog on Bluehost.

start a wordpress blog on bluehostBlogging appeals to people for a variety of reasons. Some enjoy the flexibility of being able to work anywhere if they make enough to live on. Others just like to share their thoughts within their niche and network with like-minded individuals.

Whatever your reason is for starting a blog, it’s important that you don’t skip over the basics. If you want to blog long-term, go with a self-hosted option. That’s why it’s better to start WordPress blog on Bluehost than have a generic Tumblr, Blogger, or WordPress.com blog.

Here are the three areas we will cover to help you start a WordPress blog on Bluehost:

  1. Setting up Bluehost
  2. Choosing your domain name
  3. Running WordPress on Bluehost

For those new to the blogging world, I’ve kept things simple here for you. Learning WordPress takes time, so don’t be hard on yourself. The best thing you can do at this point is be willing to learn.

Now, let’s help you start a WordPress blog on Bluehost.

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How to Start a Blog using WordPress and SiteGround

Do you want to start a blog using WordPress?  Have something you want to say and share with the world?

start a blog using WordPress Trust me, I understand.  That’s why I started Run The Money.  With the Internet and technology the way it is today, you can start a blog using WordPress and have it up and running in less than 30 minutes.

Sound like a plan?  Great!

There are 3 areas I’ll focus on with you today and that’s the following:

  1. Domain name
  2. Hosting company
  3. Blogging platform

We will keep things basic for all you blogging newbies and non-technical people.  Don’t get discouraged as you start a blog using WordPress because understanding the ins and outs takes some time.  You just have to be willing to learn and put in the time.

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Paying Off Debt: How Danielle Paid off Over $48,000 in Debt

Paying off debt is one of those subjects in personal finance and money matters that never seems to get old.  We’ve covered it a few times on Run The Money — both with my story and the stories of others like reader Jody.

paying off debt I think seeing or reading about others paying off debt has to do with people believing it’s possible for them after seeing somebody else do it first.  Kind of like the sub 4-minute mile.  Until Roger Bannister broke the 4-minute mark in 1954.  Then, other runners saw it as attainable and reached it themselves.

Let me tell you.  Paying off debt — no matter how large — is possible.

Enter Danielle from the personal finance blog, The Pennies We Saved.  She and her husband are in the process of paying off debt totaling $73,000.  So far, they’ve paid off over $48,000.  Not too bad!

She was kind enough to share her story with us and how she changed her life to get her finances under control.  Take it away, Danielle!

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