One of the great things about blogging is the chance to meet wonderful people and connect with them on a personal level. We have that today with Jodi. She commented on my article about how I paid off $20,000 in student loan debt and I loved her debt payoff story. She was kind enough to share her story in depth with me and she’s allowing me to share it with all of you.
I truly believe her experience to be inspirational and a testament to owning your own financial situation. Jodi took charge of her finances, did the hard, but necessary work of paying them off, and she’s staring at $67,000 debt payoff that is down to its last payment as I share this. A true inspiration. Please read Jodi’s story below.
First, some background about Jodi.
I am 36 years old and live in New York City, where I have lived since college graduation in 2002.
In 2008, I earned a second degree to become a certified court reporter, which has been my full-time profession since.
How did you get into debt?
I borrowed a total of $50,000 in student loans for both degrees. While finishing up my court reporting degree, I was working part time and going to school only at night.
At a certain point, after one of my very long and exhausting days, I reasoned out that I would finish school a lot faster (and therefore, be able to get a job in my intended field much quicker) if I began going to school full time instead. So, I decided to leave my job and focus solely on expediting my degree.
Looking back, I think this was one of the best decisions for me. It enabled me to get a job just ahead of the economy crash of 2008.
But, it also meant I had to live off of my credit cards for a few months while finishing up school without an income. Scary! And it sure did add up on the plastic.